Here you’ll find answers to the most common questions about Ghanaian cedi (GHS) transfers.
Sending to GHS
Who can I send GHS to?
You can send GHS to personal and business bank accounts in Ghana. You can also send to MTN, Airtel-Tigo and Telecel Wallets in Ghana.
What information do I need about my recipient?
You’ll need to know their full name (English characters only), bank name, and account number (8-20 digits long) if you send the money via bank transfer.
You’ll need their mobile number if you’re sending the money via mobile wallet.
How much can I send?
If you're paying by mobile wallet, you can send up to 2800 GHS.
If you're paying by bank transfer, you can send:
up to 200,000 GHS to business accounts
up to 140,000 GHS to personal accounts
How long does it take for the money to arrive?
Once Wise receives and converts your money, it usually arrives in your recipient’s bank account on the same working day. Conversion can take up to 2 working days.
We’ll always give you an estimate for how long your transfer will take when you set it up.
Learn more about how long transfers take
Sending from GHS
You can send money from GHS if you already hold GHS in your Wise account. You can add GHS to your Wise account by converting another currency you hold with Wise.
At the moment it's not possible to:
Send GHS to your Wise account using a bank account or another external payment method.
Add GHS to your Wise account using a bank account or another external payment method.