Here you’ll find answers to the most common questions about Nigerian Naira (NGN) transfers.
Sending to NGN
Who can I send NGN to?
You can send NGN to personal and business bank accounts in Nigeria.
What information do I need about my recipient?
You’ll need to know their full name (English characters only), bank code, and account number (10 digits long).
How much can I send?
You can send up to 95,000,000 NGN per transfer.
How long does it usually take for the money to arrive?
Once Wise receives and converts your money, it usually arrives in your recipient’s bank account on the same working day. Conversion can take up to 2 working days. Also, please note that the NIBSS (Nigeria Inter-Bank Settlement System) may sometimes take up to 24 hours to confirm the payment status.
We’ll always give you an estimate for how long your transfer will take when you set it up.
Learn more about how long transfers take
Sending from NGN
You can send money from NGN if you already hold NGN in your Wise account. You can add NGN to your Wise account by converting another currency you hold with Wise.
At the moment it's not possible to:
Send NGN to your Wise account using a bank account or another external payment method.
Add NGN to your Wise account using a bank account or another external payment method.