When you create or use your Wise Business account, we may ask you to prove where your business gets its money. We do this to comply with financial regulations and keep your account safe.
You may need to provide proof of funds when you:
Open your business account
Make an unusually large transfer compared to your normal activity
Send or receive large amounts over a short period
What information must my documents show?
Every document you upload must be clear, unedited, and high-quality. Make sure your document shows:
Your business name
The issue date
Income or transaction amounts matching your account activity
Signatures or official stamps, where applicable
What documents are accepted for each funding type?
Depending on how your business is funded, upload the corresponding documents listed below:
Revenue
Bank statements from the last 6 months
Service agreements from the last 6 months
Audited annual statements from the last 12 months
We might also ask you to upload invoices from the last 6 months along with you bank statements in some cases.
Business loan
Your documents can't be older than 12 months. You can upload:
Loan agreements
Funding and shareholder investments
Your documents can't be older than 12 months. You can upload:
Equity agreements
Subscription agreements
Investments
Your documents can't be older than 12 months. You can upload:
Share sale certificates
Asset sale agreements
Grants
Your documents can't be older than 12 months. You can upload:
Grant award letters
Donations
Your documents can't be older than 12 months. You can upload:
Donation receipts
Tax receipts
Other
Bank statements or invoices from the last 6 months
Annual statements from the last year
Gift letters and confirmation letters
What are the file upload requirements?
Accepted formats: PDF, JPEG, or PNG.
File size limit: Maximum 10MB per file.
Upload limit: Up to 10 files per review.
Unacceptable uploads: We cannot accept password-protected files, cropped/redacted documents, or photos of computer/phone screens.
Note: If you have multiple pages or files exceeding 10MB, split the pages into separate files and use the + icon in the upload tool to upload them individually.