Your international clients can send money to your Indian business using your account details with Wise.
Note, the name for your 'main account' in Wise can vary based on your location. To find the exact terminology used in your region, please check the product directly.
What are account details?
These are your very own account details to receive money in USD, GBP, EUR, SGD, AUD, NZD, HUF, CAD, HKD, TRY, PHP, AED, BGN, CHF, CNY, CZK, DKK, ILS, JPY, NOK, PLN, SEK, UGX, ZAR.
This isn’t a bank account, but you can receive money in the same way by sharing the details with friends, family, clients or companies, so that they can send you money.
What are the currencies supported by Wise?
As an Indian business, you can receive money from 140+ countries in 24 currencies.
Wise provides local account details in:
USD — US Dollar
GBP — British Pound Sterling
EUR — Euro
SGD — Singapore Dollar
AUD — Australian Dollar
NZD — New Zealand Dollar
HUF — Hungarian Forint
CAD — Canadian Dollar
HKD — Hong Kong Dollar
TRY — Turkish Lira
PHP — Philippine Peso
Wise provides international account details in:
AED — UAE Dirham
BGN — Bulgarian Lev
CHF — Swiss Franc
CNY — Chinese Yuan Renminbi
CZK — Czech Koruna
DKK — Danish Krone
ILS — Israeli New Shekel
JPY — Japanese Yen
NOK — Norwegian Krone
PLN — Polish Złoty
SEK — Swedish Krona
UGX — Ugandan Shilling
ZAR — South African Rand
How to receive money
Sign up for a Wise Business account and fill in the necessary details about your business
Choose the currencies that you want to have account details for and finish the verification steps
Share your account details with your clients
Clients can send you money using Wise or their bank accounts
Once you receive the money we'll automatically convert the money into INR and transfer it to your verified Indian bank account that you provided during verification
You'll receive the payment to your INR bank account within 1-2 days and receive the transfer e-FIRC by email within 3 working days.
What are the settlement timelines and pricing?
More than 50% of our transfers are settled within 2 hours of pay-in received.
Bank transfers from your clients using the local payment methods usually take up to 0–3 working days to arrive in your account.
International Swift transfers take 2–6 working days.
We additionally charge you an equivalent of 2 USD in the requested currency for the transfer to your INR bank account to issue e-FIRC automatically. You can check our pricing page for more details.
Where can I find my account details?
You can find your account details on your Wise account as follows:
On the web
Go to Payments on the left-hand menu
Scroll down to view all your Account Details
On the app
Go to Payments tab on the bottom navigation
Scroll down to view all your Account Details
How much can I receive?
Based on regulations and our operational policies:
the maximum you can receive is 2.5M INR or equivalent per transaction
the minimum you can receive is 5 USD or equivalent per transaction
If the transferred amount isn't within these limits, it'll be returned to the sender.
Can I hold or send money using the account details?
These account details can't be used to send money or hold in Balances, due to regulatory reasons. We automatically convert the funds to INR and send them to your Indian bank account once they are deposited in the account details.
Can I submit my Importer Exporter Code (IEC)?
Yes, you can. If you don't have one and would like to get it, head to the Registration Certificate session on the Directorate General of Foreign Trade page.
Can I download an e-FIRC?
Yes, you can. The e-FIRC for your transfer will automatically be sent to your Wise registered email 2-3 days after your transfer is complete. Opt in to email notifications to receive this email.
If you don't get the email:
Go on the Wise website and select your transfer
Select e-FIRC PDF to download
Can I download a GST invoice?
Yes, you can. If you have provided a GST ID, you will be able to download the GST invoice per transfer.