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Wise is built to save you money

Other providers hide fees in the exchange rate to charge you more. Not Wise. See our great rates and low, clear prices.

Switch to Wise Business

Precise and predictable

Check the prices for each of our features. You only pay for what you use — no subscriptions or plans.

Send money

Make low-cost global transfers with great rates, guaranteed

Receive money

Get paid using your international account details.

Convert money

Exchange currencies quickly without hidden fees

Use Wise Travel Card

Spend and withdraw worldwide just like you do at home

  • Truly transparent pricing
    Always know what you're paying upfront, unlike others who hide their cut
  • Fair exchange rates
    We only use the mid-market rate — the one you can check on Google
  • Convert more, save more
    Get even lower prices with volume discounts when you make big conversions

Fees at a glance

  • Registering with Wise

    • Register for a Wise account

      Free

  • Sending money

    • Sending money

      Fee varies by currency

      From 1.16%

  • Spending with your card

    • Withdrawing 200 USD per month per account

      Free

    • ATM fees over 200 USD per month per account

      + 1.40 USD per withdrawal

      3.25%

    • Converting money

      Fee varies by currency

      From 1.16%

    • Pay with the Wise Travel card

      Spend funds in your account online and abroad safely

      Free

  • Receiving money

    • Getting account details to receive in 12 currencies

      Learn more

      Free

    • Receiving domestic payments (non-Swift / non-wire)

      Receive CAD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY, USD

      Free

    • Receive using Account Details

      EUR, GBP, USD (ACH & wire)

      Free

    • Receiving USD wire and Swift payments

      Fixed fee per payment

      6.11 USD

    • Receiving GBP Swift payments

      Fixed fee per payment

      2.16 GBP

    • Receiving EUR Swift payments

      Fixed fee per payment

      2.39 EUR

    • Receiving Swift payments in an additional 20 currencies

      You can see how much they cost here

View in the regulator's standardized format

Pay even less between friends

Both on Wise? It's free to send or receive the same currency between contacts on Wise. If you need to send a different currency, sending straight to their Wise account is cheaper.

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