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Send money by swift

Send money by Swift from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

We'll always be transparent about pricing. When you send money via Swift, the money will pass through other banks on the way, and those banks may charge additional fees. But we'll always show you exactly what to expect before you hit send.
  • Low fees — fees get cheaper the more you send
  • Under 24 hours — Wise delivers most USD Swift payments in less than 24 hours
  • Live transfer tracking — An end-to-end view for you and the person you're sending to
Open an account
 Rate guaranteed (60h)
  • Bank transfer fee
    0 NZD
  • Our fee
    3.83 NZD
Total included fees (0.38%)
3.83 NZD

Should arrive by Monday, 4 May

Send money by swift

Send money by Swift from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

We'll always be transparent about pricing. When you send money via Swift, the money will pass through other banks on the way, and those banks may charge additional fees. But we'll always show you exactly what to expect before you hit send.
  • Low fees — fees get cheaper the more you send
  • Under 24 hours — Wise delivers most USD Swift payments in less than 24 hours
  • Live transfer tracking — An end-to-end view for you and the person you're sending to
Open an account
 Rate guaranteed (60h)
  • Bank transfer fee
    0 NZD
  • Our fee
    3.83 NZD
Total included fees (0.38%)
3.83 NZD

Should arrive by Monday, 4 May

How to send money by swift in 3 easy steps

Start your transfer.

Enter amount to send in NZD.

Pay in NZD with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.

Choose your recipient.

Select who you want to send money to and which pay-out method to use.

Money is locally delivered.

Send NZD, receive AUD.

The recipient gets money in AUD directly from Wise’s local bank account.

Create free account now

What is Swift money transfer?

Making a Swift money transfer with Wise is as easy as sending a wire to anyone else. You’ll be able to use your own bank’s online or mobile banking service, or set up your Swift transfer by phone, or in a branch - whatever you’d normally do. That makes a Swift money transfer familiar and convenient, no matter where you’re sending money to.

Swift money transfers with Wise may have the highest available payment limits, and your money will usually be received pretty quickly by Wise. That means Wise can get it moving to your recipient quicker, too.

Learn more about using Swift wire transfers.

Online money transfer fees

How much does it cost to send money by swift?

To send money by swift with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

Cheapest way to send money abroad

The cheapest way to send 1,000 NZD to AUD is by using money that's in your Wise account and costs 3.40 NZD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

NZD

AUD

Sending 1,000 NZDTransfer cost
Wise account3.40 NZD
Bank transfer3.83 NZD
Debit card6.22 NZD
Credit card14.69 NZD
Apple Pay15.67 NZD
Google Pay15.67 NZD

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe
  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

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